DSCR Rental Loans
DSCR (Debt Service Coverage Ratio) rental loans are designed for investors who want to purchase, refinance, or tap equity in rental properties. Qualify based on property cash flow—not personal income—and enjoy flexible terms tailored to your investment strategy.
Program Highlights
-
Cash Flow Based Approval 'No DTI'
- 30-YR Fixed-Rate
- Fast Closings
- No Call. 30-Year Amortization
- For Cash-Out Refis, Rate-And-Term Refis, and New Purchases
- Up to 80% LTV
- No Tax Returns Required
- 680+ FICO Score
- $100,000 Minimum Property Value
- Single-Family and 2-10 Unit Residential
- Eligible Entities: LLCs and Individuals
- Prepayment Penalty: Declining Points
- Available In All 50 States and D.C